Disclaimer

General Terms and Conditions

  • 1 Scope

(1) These General Terms and Conditions (GTC) apply to contracts concluded between you and us, UNIQ Operations Ltd. Unit 1603, 16th Floor, The L. Plaza 367-375 Queen’s Road Central, Sheung Wan, Hong Kong, support@uniqglobal.net (hereinafter: UNIQ) via our website.

(2) The use of our offer is directed exclusively at natural persons of legal age with unlimited legal capacity.

  • 2 Subject matter of the contract

(1) UNIQ offers various digital services for information transfer and business development via the website. The offers include general support measures to promote the user’s knowledge, decision-making ability, and self-organization. It should be expressly noted that UNIQ does not directly or indirectly sell any securities, assets, or financial investments, forex services, fintech services (such as cryptocurrency, DeFi services, or crypto trading), or other financial products itself, nor does it broker, advertise, or otherwise market such services for third parties.

(2) The services provided within the various service packages consist in particular of digital information materials, interactive formats, group and individual events, community elements, and electronic communication and support services. The type, scope, and sequence of the respective service packages are specified in the binding service overview on the website at the time of ordering and are specified in detail during the booking process.

(3) The user is solely responsible for implementing recommendations, information, and suggestions. No individual advice is provided in the sense of guidance or support tailored to the user’s personal circumstances or objectives. The services offered are for general information purposes only and are intended to support independent personal and professional development. No assessment of learning success for the respective course content is offered. There is also no entitlement to check learning success by asking questions to the course instructors on one’s own responsibility.

(4) The services offered by UNIQ do not constitute regulated financial or crypto-asset services within the meaning of applicable supervisory laws. This applies to all content, software solutions, digital tools, functions, features, or other digital services made available as part of the offering. In particular, the offering does not constitute financial or investment advice, personalized investment recommendations, or any solicitation or invitation to purchase or sell financial instruments, securities, or crypto-assets (including within the meaning of the Markets in Crypto-Assets Regulation – MiCA).

UNIQ does not provide portfolio management, investment intermediation, investment advisory, brokerage, trade execution, or custody services. UNIQ does not accept client funds for investment or management purposes and does not hold or safeguard funds or crypto-assets on behalf of users. All trading or investment decisions are made independently by the user through accounts maintained with third-party providers (e.g., brokers or trading platforms) and exclusively at the user’s own financial risk.

(5) The content, information, and materials provided by UNIQ are created with the greatest possible care. Nevertheless, UNIQ does not guarantee the accuracy, completeness, or timeliness of the content. We reserve the right to make changes, updates, additions, or to discontinue individual content, offers, and functions in whole or in part at any time. This does not affect claims for intentional or grossly negligent breach of duty or any mandatory legal claims.

(6) Users may purchase vouchers applicable to the Starter Package and the monthly subscription fee (“Autoship”) and may transfer such vouchers to third parties within the scope of the services offered. Vouchers may only be redeemed for the services expressly specified in the voucher description (Starter Package and monthly subscription fee – Autoship). Vouchers are personal and may be transferred once to a third party. They are valid from the date of issuance for the duration of the statutory limitation period in accordance with Sections 195 and 199 of the German Civil Code (BGB). After expiry of the validity period, unused vouchers shall become void. Cash redemption or reimbursement of the voucher value is excluded. Redemption is permitted only by registered users who are at least 18 years of age. UNIQ reserves the right to block or invalidate vouchers in cases of misuse or circumvention of contractual terms.

  • 3 Conclusion of the contract

(1) The presentation of our services on our website does not constitute a legally binding offer, but rather an invitation to place an order (invitatio ad offerendum). As part of the booking process, you first select the desired services at the specified price. There you can change your selection at any time or remove selected services entirely. Once you have selected services, clicking on the “Continue” buttons will take you to a page where you can enter your details and then select your payment method. An overview page will also open where you can check your details. You can correct any input errors (e.g., regarding the payment method, data, or the desired services) by removing the service from your selection by clicking the corresponding button. If you wish to cancel the order process completely, you can simply close your browser window.

(2) You submit your binding declaration by clicking on the confirmation button “Place order with obligation to pay.” You can also submit a corresponding declaration of intent by telephone or email.

  • 4 Storage of the contract text

The contract provisions with details of the services booked, including these General Terms and Conditions and the cancellation policy, will be sent to you by email upon acceptance of the contract offer or with the notification thereof. We do not store the contract provisions.

  • 5 Registration, processing of your personal data

(1) You can register as a user and log in to your customer account with the password you freely chose during registration.

(2) For information on the processing of your data, please read our privacy policy, which you can access via the following link.

  • 6 Remuneration, price increases, terms of payment

(1) Use of the UNIQ platform is subject to a fee. The price for the starter package is based on the offer selected during the ordering process on the website and is bindingly stated there.

(2) Upon successful registration and purchase of the starter package, a monthly fee specified in the order process is payable, regardless of the actual use of the offers. This monthly fee (“autoship”) is automatically collected by direct debit or a payment method offered in the order process.

(3) Registration and selection of the desired offer, including the starter package, as well as the choice of payment method, are carried out as part of the electronic ordering process on the website.

(4) Invoices will be sent electronically to the user’s email address provided during the booking process.

  • 7 Right of withdrawal

(1) Consumers have a statutory right of withdrawal when concluding a distance selling transaction, about which the provider informs them below in accordance with the statutory model. Exceptions to the right of withdrawal are regulated in paragraph (2). A model withdrawal form can be found in paragraph (3).

Cancellation policy

Right of withdrawal

You have the right to withdraw from this contract within fourteen days without giving any reason.

The withdrawal period is fourteen days from the date of conclusion of the contract.

To exercise your right of withdrawal, you must inform us, UNIQ Operations Ltd. Unit 1603, 16th Floor, The L. Plaza 367-375 Queen’s Road Central, Sheung Wan, Hong Kong, support@uniqglobal.net, of your decision to withdraw from this contract by means of a clear statement (e.g., a letter sent by post or an email). You may use the attached sample withdrawal form, but this is not mandatory.

To meet the withdrawal deadline, it is sufficient for you to send your notification of exercising your right of withdrawal before the withdrawal period expires.

Consequences of withdrawal

If you withdraw from this contract, we shall reimburse you for all payments we have received from you, including delivery costs (with the exception of additional costs resulting from your choice of a type of delivery other than the cheapest standard delivery offered by us), without delay and at the latest within fourteen days of the day on which we receive notification of your withdrawal from this contract. We will use the same means of payment for this refund as you used for the original transaction, unless expressly agreed otherwise with you; in no event will you be charged for this refund.

If you have requested that the services should begin during the withdrawal period, you shall pay us a reasonable amount corresponding to the proportion of the services already provided up to the time you notify us of the exercise of the right of withdrawal with regard to this contract in comparison to the total scope of the services provided for in the contract.

(2) The right of withdrawal does not apply in the exceptional cases regulated by law in accordance with § 312g (2) BGB.

(3) The right of withdrawal expires in the cases provided for by law, in particular in accordance with § 356 (4) and (5) BGB, if we

– have provided the service owed in full, or

– have begun to provide digital content

after you have expressly agreed and confirmed your knowledge of the expiry of the right of withdrawal.

(4) The provider provides the following information about the model withdrawal form in accordance with the statutory provisions:

Sample withdrawal form

(If you wish to withdraw from the contract, please fill out this form and return it.)

– To us, UNIQ Operations Ltd. Unit 1603, 16th Floor, The L. Plaza 367-375 Queen’s Road Central, Sheung Wan, Hong Kong, support@uniqglobal.net

– I/we (*) hereby withdraw from the contract concluded by me/us (*) for the purchase of the following goods (*)/

the provision of the following service (*)

– Ordered on (*)/ received on (*)

– Name of the consumer(s)

– Address of the consumer(s)

– Signature of the consumer(s) (only for paper notifications)

– Date

(*) Delete as applicable.

  • 8 Termination

You may terminate the contract at any time without giving reasons with effect from the end of your individual billing period. Termination is possible no later than seven days before the next debit date by removing your payment details or sending us a corresponding notification in text form. If termination occurs later, it will take effect at the beginning of the following billing period. In this case, there is expressly no entitlement to a refund of amounts already due or debited for the relevant billing period.

(3) The right of both parties to terminate the contract for good cause remains unaffected. Good cause shall be deemed to exist in particular if it is unreasonable for one party to continue the contractual relationship until its regular termination.

(4) Termination can be effected either in writing (e.g., by email or letter) or simply and at any time via the termination button provided on the website.

(5) In the event of termination, the fee paid for the starter package remains unaffected. Upon termination taking effect, the obligation to pay the monthly fee pursuant to § 6 (2) ends.

(6) Upon termination of the contract, the right to use the digital content in question shall end, unless it is a service package expressly marked as “permanent.”

  • 9 Liability

(1) UNIQ shall be liable to the user in all cases of contractual and non-contractual liability for intent and gross negligence in accordance with the statutory provisions for damages or reimbursement of futile expenses.

(2) In other cases, UNIQ shall only be liable – unless otherwise specified in paragraph 3 – for breach of a contractual obligation whose fulfillment is essential for the proper execution of the contract and on whose compliance the user as a customer may regularly rely (so-called cardinal obligation), limited to compensation for foreseeable and typical damage. In all other cases, the provider’s liability is excluded, subject to the provision in paragraph 3.

(3) UNIQ’s liability for damages resulting from injury to life, limb, or health and under the Product Liability Act remains unaffected by the above limitations and exclusions of liability.

  • 10 Rights of use

(1) You are not permitted (irrespective of the existence of copyright) to reproduce, distribute, make available to third parties or publish the materials provided under this contract, in whole or in part, without our prior written consent. Audio and/or video recordings of sessions or other services are also only permitted with our written consent and the written consent of all other parties involved in the respective service.

(2) You are granted a non-exclusive, non-transferable, and non-sublicensable right to use the program and the materials provided to you within the scope of the program (including AI-generated content) exclusively for your personal use. It is not permitted to create documentation, video or audio files or to pass on login data to third parties or to use it to instruct third parties or otherwise grant third parties access.

(3) Furthermore, regardless of the existence of copyright, you are expressly obligated not to make any information, content, or materials from the program available to third parties or publish them, either in whole or in part.

  • 11 Place of jurisdiction, applicable law, mandatory consumer protection regulations, severability clause

 (1) If the customer is a merchant, a legal entity under public law, or a special fund under public law, the place of jurisdiction for all disputes arising from the contractual relationship shall be the registered office of UNIQ.

(2) The law of the Federal Republic of Germany shall apply, excluding the UN Convention on Contracts for the International Sale of Goods, if

(a) you have your habitual residence and, in the case of legal entities, your registered office in Germany, or

(b) your habitual residence is in a country that is not a member of the European Union.

In the event that you have your habitual residence in a member state of the European Union, German law shall also apply, whereby mandatory provisions of the country in which you have your habitual residence shall remain unaffected.

(3) Amendments or additions to these GTC must be made in writing. The current version is available on the website.

(4) If these General Terms and Conditions are translated into another language and there are contradictions between any provision in the German version and the translated version of the General Terms and Conditions, the German version shall always take precedence.

(5) Should individual provisions of these General Terms and Conditions be or become invalid in whole or in part, the validity of the remaining provisions shall remain unaffected. The invalid provision shall be replaced by the statutory provisions.

Status of the General Terms and Conditions: February 25, 2026